Maryland Personal Injury Video FAQs
Am I liable for damages to my employer’s car because of a rear-end car accident while I was using the car on my employer’s business?
Are there alternatives to going to court in a Maryland truck accident case?
Video Transcription:
If you’re involved in a truck accident in Maryland, there are several options other than going to court. First, you can settle with the insurance company if you’re able to reach a mutual agreement. If you’re not able to reach an agreement, you could submit the case to a mediator. A mediator is a person who would listen to both sides of the case and try to facilitate an agreement between the parties. The last option that you might use would be an arbitrator. That’s similar to a mediator, but the arbitrator could be binding. An arbitrator would be a person that you submit the claim to. They would take testimony, and hear the evidence, and review the documents. Then they would make a decision regarding the case and make an award to the injured party.
Can I receive money even if the Maryland car accident was my fault?
Video Transcription:
If you’re involved in a Maryland car accident and you are the at-fault driver, you would not be able to file a claim against the other person for your bodily injury. Nevertheless, you may be entitled to receive payment of medical expenses through your personal injury protection coverage, which is a no-fault insurance coverage.
Can I sue the driver of the car I was riding in if I was injured in a Maryland car accident?
Video Transcription:
In Maryland, if you’re riding as a passenger in a vehicle and you are injured as a result of the negligence of the driver, you have a right to file a claim against that driver. Not only would you be able to file a claim for those bodily injuries, you would also be entitled to payment of medical expenses and potentially lost wages under their personal injury protection on the vehicle in which you were riding.
Do I need an attorney for my Maryland auto accident case if the insurance company seems to be cooperating?
Video Transcription:
If an insurance company seems to be cooperating in a Maryland automobile accident case, you don’t necessarily need an attorney. But I always advise people to seek the advice of counsel because the attorney can advise you as to your rights. They can also negotiate the best settlement for you that you can obtain. In the event that the case does not settle, that attorney would be able to file suit in the appropriate court to proceed with the claim.
How long does it take to settle a Maryland auto accident case?
Video Transcription:
If you’re injured in a Maryland auto accident case, the most important thing is for you to receive immediate treatment and to treat your injuries to get better. Once you’ve received that treatment, your doctor will release you from care. It really isn’t until that time that you should consider settling your case. It’s important to ascertain the extent of your injuries and not settle before that time so that you get the best settlement that you can. Additionally, once you settle your claim, you’re not able to open it in the future, so if there are injuries that you were not aware of, you would not be able to be compensated for them if you have already settled your claim. Sometimes it takes six months to settle a claim. Sometimes it takes two years. It just depends on your injury.
How quickly should I contact an attorney in a Maryland auto accident case?
Video Transcription:
I suggest that if you’re injured in an auto accident that you contact an attorney right away because an attorney can advise you as to your rights. They can help you get payment of your medical expenses through your Personal Injury Protection (PIP) and then it can also help negotiate a settlement when the time comes. If in fact, you’re not able to settle your claim with the insurance company, then the attorney would be able to file suit in the appropriate court and move forward litigation if that’s the only alternative.
If I am injured in a Maryland truck accident, how will I pay for my medical bills?
Video Transcription:
If you’re injured in an accident in Maryland, normally your Personal Injury Protection (PIP) coverage under your insurance policy will cover up to a certain amount of your medical expenses. Thereafter you have a couple of options. One would be you pay out of pocket. The other option would be to submit the medical expenses to your health insurance company. Keep in mind that if your health insurance provider does pay for your medical benefits you may have to pay a portion of those medical expenses back to the health insurance company at the time of settlement.
If I miss work as a result of a Maryland car accident, can my lost wages be recovered?
Video Transcription:
If you’re injured in a car accident and you missed time from work, you most likely would be entitled to receive lost wages through the personal injury protection coverage of your vehicle. Additionally, you would be able to make that a part of your claim when you make a settlement demand to the insurance company or proceed with a trial on your case. It’s important to get a doctor’s note from your doctor indicating that you are not able to work as a result of your injury, as well as document and keep track of any lost time as a result of the accident.
Should I accept a check from the at-fault driver or their insurance company after my Maryland auto accident case?
Video Transcription:
If you’re injured in a Maryland auto accident case, you should not accept a check from the insurance company or the at-fault driver unless you are willing to settle your claim for that amount. Once you accept the check and you negotiate and cash that check, it’s deemed that you have settled your case.
If you have received the check, my suggestion is that you give it to your attorney so that they can send it back to the insurer with a letter indicating that you are not willing to settle your claim at this time. It’s important that you ascertain the extent of your injuries and you get the appropriate treatment before even considering settling your auto accident claim.
Should I go to the doctor after my Maryland car accident?
Video Transcription:
If you’re injured in a Maryland car accident, it’s very important to seek immediate medical attention either at a hospital or with your primary care physician. You want to document your injuries as soon as possible to avoid the insurance company questioning the validity of your injuries later on in the case.
What happens if the other driver involved in the accident is not insured or has minimal coverage?
Video Transcription:
If you’re involved in an accident and the other driver has either no coverage or minimal coverage, you’d want to make a claim against your insurance policy under the uninsured or underinsured motorist provision. In that case, you could recover the full policy from the at-fault driver, and then you would potentially recover the difference between your policy limits and that at-fault driver’s policy limits.
What if I do not have medical insurance and am concerned about my medical expenses following a Maryland motorcycle accident?
Video Transcription:
If you are involved in a motorcycle accident in Maryland, you would normally would have personal injury protection under your insurance policy. Your medical expenses would be covered up to a certain amount under that provision. After that, you have a couple of options. One is that you pay your medical expenses out of your pocket. The other is that you submit it to your health insurance company. Either way, all of your medical expenses will be submitted as part of your settlement demand . Just keep in mind that if your health insurance company pays any part of your medical expenses, you may be required to reimburse the health insurance for a portion of the benefits that they paid on your behalf.
What information should I obtain after my Maryland car accident?
Video Transcription:
If you have a car accident in Maryland, it’s very important that you get certain information at the scene. You want to get the other driver’s name, address, and insurance information. If there are any witnesses to the accident, you definitely want to get their telephone numbers and addresses if possible in the event that you need their statements later on. You also want to take pictures of the damage to the vehicles at the scene so that you have those for future reference and for future use in the event that you need them.
What is the purpose for obtaining uninsured motorist or underinsured motorist benefits?
Video Transcription:
In Maryland, if you’re involved in a car accident and the at-fault driver either has no insurance coverage or minimal insurance coverage, you’re entitled to file a claim under your insurance policy under the uninsured or underinsured motorist provision. In that case, you could potentially cover the full policy from the at-fault driver and then recover the difference between your policy and that policy under your uninsured motorist provision.
What should I bring to the initial consultation with my attorney in a Maryland truck accident case?
Video Transcription:
If you’re involved in a truck accident in Maryland and you have an appointment with your attorney, there are several things you need to bring. First of all, you need to bring a copy of the police report or the police case number if you have that. You also need to bring any medical bills that you have, any doctor’s reports that you may have. You also would want to bring the insurance information or any correspondence from the other party’s insure. Additionally if you have insurance, you need to bring your insurance information and any other documents that you might have that may pertain to the accident. It’s important for your attorney to have all the information that’s available in order to advise you properly of your rights.
What should I do if the insurance company offers me a check right away?
Video Transcription:
If the insurance company offers you a check or mails you a check soon after your automobile accident, my suggestion is to give it to your attorney right away so that they can send that check back to the insurance company with the letter indicating that you’re not willing to settle your claim at this time. It’s very important that you ascertain the extent of your injuries and that you received the appropriate medical treatment before even considering settling your bodily injury claim.
Who is going to pay for my medical expenses following my Maryland car accident?
Video Transcription:
If you’re involved in a Maryland car accident, normally you’re going to have personal injury protection (PIP) under your insurance coverage and that cover will pay up to $2,500 in medical expenses or lost wages. Anything over and above that you have a couple of options. You can either pay out of pocket or you can submit that through your personal health insurance. Keep in mind that when the time comes to settle your case, you would more than likely have to reimburse your personal health insurance for any benefits that they paid on your behalf.
